Issued on
Virtual and physical cards on Visa and Mastercard rails — the bridge between investment returns and lifestyle. Spend profits directly from the VFX Wealth ecosystem, without routing through a separate bank.
Issue a virtual card the moment your account is live. Order a physical metal card for everyday use. Both link back to the same wallet inside the platform.
Reserve · Metal
A weighted brushed-metal card, issued by request. For everyday spending, ATM withdrawal globally, and the moments where the card matters as much as the transaction.
Virtual · Instant
Issued the moment your VFX Wealth account is live. Tokenised to Apple Pay and Google Pay in seconds. Single-use card numbers available for online merchants.
Earn returns inside Fixed, Variable or Private Equity. Settle to your card wallet. Spend on Visa or Mastercard rails. Reconcile back into your platform statement — without leaving the VFX Wealth ecosystem.
Returns accrue across your three-pillar allocation — Fixed, Variable, Private Equity.
MandatesMove available balances from any mandate to the card wallet, in one of four currencies.
WalletTap, swipe, online, or ATM — on Visa or Mastercard, anywhere those rails reach.
CardEvery transaction lands inside your platform statement, alongside positions and fees.
PlatformBuilt for HNW lifestyle spending and platform-grade control. Everything is configurable from the same place you manage your mandates.
Pull from Fixed coupons, Variable performance, or Private Equity distributions — on demand.
Hold and spend in GBP, USD, EUR and CHF. Interbank rates, transparent FX margin disclosed.
Tokenised to your phone the moment the card is issued. Tap to pay, no plastic required.
Freeze, reset PIN, set merchant categories, regional locks — all from inside the platform.
Issue a fresh virtual card number for any online merchant, with limits and expiry of your choosing.
Reserve cardholders get access to a 24/7 lifestyle desk for travel, dining and ticketing requests.
Issue your VFX Wealth Card on the network that suits your spend pattern. You can switch later by re-issuing — the wallet, balances, and platform stay the same.
Global acceptance with strong UK and European merchant coverage. Visa Infinite-grade benefits available on the Reserve metal card.
Wide global merchant footprint with deep US acceptance. World Elite-grade benefits available on the Reserve metal card.
The VFX Wealth Card is issued through our exclusive card-issuance partner under their own regulatory permissions. VFX Wealth provides the link between your investment platform and the card programme: balances, controls, statements and customer relationship; the partner handles BIN, settlement, scheme membership and AML/KYC at the card layer.
Specific partner attribution, applicable regulator, scheme membership (Visa or Mastercard) and any sub-issuer relationships are disclosed in your card programme documentation, provided during onboarding.
The virtual card carries no issuance fee. The Reserve metal card has a one-off issuance fee disclosed at the point of order. There is no monthly fee on either tier for active VFX Wealth clients. ATM withdrawals and currency conversion are subject to scheme rates plus a transparent margin, disclosed in the card programme documentation. International transactions follow Visa or Mastercard interchange rates depending on the chosen network.
Funds held in the card wallet are held with the regulated card-issuance partner under their safeguarding arrangements. They are not deposits and are not protected by deposit-insurance schemes such as the FSCS unless specifically stated in the partner’s documentation. The card programme operates under the partner’s permissions, separate from the FSRA Saint Lucia framework under which Vortex FX Ltd operates. Spending and ATM withdrawals are limited by the available wallet balance; the card does not provide credit. Lost or stolen cards should be reported to the platform support line immediately for instant freeze. This page is marketing content and does not constitute an offer or solicitation; cards are available only to eligible existing VFX Wealth clients.